Retirement Income
Planning
Net Financial’s retirement income planning begins with a deep understanding of your short-term priorities and long-term goals.
Retirement Income Planning
Between now and 2029, over 10,000 baby boomers will retire each day. Yet, many are stepping into retirement feeling financially unprepared. In fact, nearly 58% of workers aged 55 and older have saved less than $100,000 to support them through their retirement years.* On top of that, questions like when to start collecting Social Security add even more complexity to the planning process. With the growing uncertainty around government programs and the reality that people are living longer than ever before, retirees—both current and future—share one critical objective: securing a reliable, lifelong income stream that can support them no matter what the future holds.
*Source: 2014 Retirement Confidence Survey, Employee Benefit Research Institute and Greenwald & Associates
Retirement goals
How much do I need to retire?
While the question seems straightforward, the answer is anything but. There’s no single formula or “magic number” that guarantees a comfortable retirement. Instead, your retirement needs are shaped by a range of factors—how long you’ll live, the lifestyle you envision, and the financial risks you might face along the way.
At Net Financial, we focus first on your personal goals, Whether you're looking to simplify life by downsizing, dream of spending decades lakeside, want to explore the world, purchase a vacation home, or help fund your grandchildren’s education—your vision determines the level of income you’ll need. And no two visions are the same.
managing risk
Planning for retirement today is more complex than ever. People are living longer, and with that comes a variety of financial risks that must be addressed.
A solid retirement strategy must do more than just generate income—it must protect it. That includes:
•Safeguarding against market downturns
•Managing rising healthcare costs
•Planning for inflation
•Preparing for tax implications
•Navigating global economic uncertainty
We help you build a comprehensive plan that reflects your assets, expenses, and lifestyle—while accounting for the potential risks of a long retirement. The best part? We’ll guide you through every step of the process.
our approach
Our process starts with you. At Net Financial, we take the time to listen, learn about your goals, and offer practical strategies that align with your values.
We build retirement portfolios that strike the right balance—
growth to stay ahead of inflation and expenses, and protection to preserve your legacy
. Our focus is always on helping you achieve long-term financial security through smart, tailored solutions.
Ready to get started? Let’s talk about what your ideal retirement looks like—and how we can help you get there.
Get In Touch
Digitas Global, LLC dba Net Financial is a registered investment adviser with the Texas State Securities Board. Registration does not imply a certain level of skill or training. A copy of our current Form ADV Part 2A (Firm Brochure) discussing our advisory services, fees, and other important information is available upon request or at the SEC's investment adviser public information website www.adviserinfo.sec.gov. As a registered investment adviser, Digitas Global, LLC dba Net Financial has a fiduciary duty to act in the best interests of our clients at all times. Our fee structure is based on a percentage of assets under management. Detailed fee information is available in our Form ADV Part 2A. Past performance does not guarantee future results. All investments involve risk, including the potential loss of principal.
Net Financial may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. The information provided on this website is for general informational purposes only and should not be construed as personalized investment advice. Consult with a qualified financial advisor before making any investment decisions. Our firm has adopted a Code of Ethics to ensure we uphold our fiduciary duty to our clients. A copy is available upon request. Information about any disciplinary history for our firm can be found at the SEC's investment adviser public information website www.adviserinfo.sec.gov.
Contact Information:
Digitas Global, LLC dba Net Financial
24285 Katy Freeway, Suite 300, Katy, Texas 77494
Email: [email protected]
Phone: (346) 258-6100