Estate Tax Planning
The financial decisions you make today will influence how your assets are taxed tomorrow. That’s why estate tax planning is essential—not just for protecting your legacy, but for ensuring your heirs receive the full value of what you’ve worked so hard to build.
Reduce Estate Taxes
Increase What You Leave Behind
You've spent a lifetime earning, saving, and paying taxes. Without a proper plan, your estate could be subject to significant taxation, putting your assets at risk. Estate taxes—often referred to as inheritance or death taxes—can take a substantial portion of your estate unless you act early.
Who Faces Estate Tax?
Estate tax applies to the net value of your total assets at the time of your passing. It’s currently taxed at a rate of up to 40% and must be paid by your heirs within nine months of your death.
As of 2025, federal estate tax primarily affects individuals with estates exceeding $13.99 million—or $27.98 million for married couples. However, laws and exemptions can change, so even if you're below the threshold now, you may not be in the future. Additionally, some states impose their own estate or inheritance taxes regardless of federal limits.
Ways to Minimize Estate Tax Liability
One of the most effective ways to reduce estate taxes is to gift assets during your lifetime. Other strategies may include:
•Establishing asset protection trusts
•Creating irrevocable life insurance trusts
•Forming family limited partnerships or LLCs
•Utilizing qualified personal residence trusts
•Setting up dynasty trusts
•Selling assets to an irrevocable trust created by a third party
Asset Preservation Starts Now
Tax exposure isn’t the only concern—protecting your wealth from erosion due to long-term care costs, liabilities, or unplanned events is equally important. Proactive planning ensures you keep more of your wealth intact.
Working with an estate planning attorney, you’ll review key areas such as:
The total value of your estate
•Life insurance policies
•Retirement accounts (IRA, 401(k))
•Jointly owned property
•The structure and adequacy of your current will(s)
The Best Time to Act Is Now
Taking action today can spare your loved ones from unnecessary taxes and financial stress in the future. Let Net Financial help you develop a comprehensive plan to preserve your wealth and reduce your estate tax burden.
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Digitas Global, LLC dba Net Financial is a registered investment adviser with the Texas State Securities Board. Registration does not imply a certain level of skill or training. A copy of our current Form ADV Part 2A (Firm Brochure) discussing our advisory services, fees, and other important information is available upon request or at the SEC's investment adviser public information website www.adviserinfo.sec.gov. As a registered investment adviser, Digitas Global, LLC dba Net Financial has a fiduciary duty to act in the best interests of our clients at all times. Our fee structure is based on a percentage of assets under management. Detailed fee information is available in our Form ADV Part 2A. Past performance does not guarantee future results. All investments involve risk, including the potential loss of principal.
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Contact Information:
Digitas Global, LLC dba Net Financial
24285 Katy Freeway, Suite 300, Katy, Texas 77494
Email: [email protected]
Phone: (346) 258-6100